All things related to real estate in the USA and Canada: searching, buying, obtaining a mortgage, refinancing, real estate investment, rent-to-own, home equity loans, HELOC, property flipping and many more...

HOME BUYING AND OWNING

Home buying and home owning: Searching, buying, obtaining a mortgage, refinancing, real estate, and more...

16 ways to make money off your property. Make your property work for you.

In one of the previous posts, we discussed 12 mortgage lifehacks to help you pay off your mortgage faster and pay less in interest. In...

12 Mortgage life hacks. How to pay off your mortgage faster?

The life with a mortgage, oh, so much fun. The money you have to pay every month that you could have saved for retirement, the idea that...

Know your options before you get a mortgage: Mortgage repayment plans and options.

In today’s market, there are many features that lenders offer borrowers to suit their financing needs. Increasing competition among...

8 ways to buy a house with a bad credit score or no credit score.

You have been looking for your dream home; you have enough money for the downpayment and are ready to buy. Now it comes to getting the...

Fixed vs. Variable Rates for a Mortgage: Pros and Cons. When should you pick fixed or variable rate?

Since the beginning of the COVID pandemic and the troubles to economies across the world, many governments have reduced their prime rates...

How to improve credit score? How is credit score calculated?

Credit score, along with income, employment history, and downpayment, is one of the important factors when qualifying for a mortgage....

How to qualify for a mortgage? How much mortgage can I qualify for?

A mortgage is likely the biggest personal loan that you would ever take in your life. With the huge face value of the loan that the...

How to pay off mortgage earlier and pay less interest to a bank?

In this post, we will see discuss the mortgage components and how you can pay off the mortgage earlier using the different levers the...

What is a mortgage broker? What do mortgage brokers do?

In this post, we will discuss the following questions: What is a mortgage broker or agent? What is their role in mortgages? What do...

REAL ESTATE INVESTING

Real estate investing: borrowing against your home equity with HELOC, home equity loans, ways to invest in real estate, and more...

Interviews with real estate millionaires: Alfonso Cuadra

Note from My Smart Real Estate: We continue our interviews with the real estate investors and developers to understand how they started...

Real estate crowdfunding: How to start investing by partnering with experienced investors

The real estate investing world is vast and has many layers. There are many players in this world, different in shapes and sizes. While a...

Exploring the Many Ways to Invest in Residential Income Property

There are many ways to invest in real estate properties, each with pros and cons. Some of them are quite common, and everyone has at...

Interviews with future real estate millionaires: Andrea Gauntlett Warkentin, Alberta

Note from My Smart Real Estate: We continue our interviews with the real estate investors and developers to understand how they started...

A fix and flip type of real estate investing. Its pros and cons. Calculating ROI for fix and flip.

Before we jump into the discussion of the fix and flip type of real estate business model let's discuss the types of real estate income....

Calculating ROI for real estate investment: rental vs. capital gain ROI.

One of the critical questions that each experienced real estate investor analyzes before putting money down is: how much return on my...