Buying
a Home

All things related to buying and owning a home: what is a mortgage and how it works, how to qualify for a mortgage, how to pay off your mortgage faster, what is rent-to-own, and how rent-to-own works, and many more...

Should you pursue a mortgage broker job? What to expect for mortgage broker salary?

In this post, we will discuss the job of a mortgage broker or agent. We will look at how a mortgage broker's salary is formed and what...

What is mortgage creditor insurance? How is it different from life insurance?

What is mortgage creditor insurance? Mortgage creditor insurance is designed to protect you and your family from the sudden critical...

16 ways to make money off your property. Make your property work for you.

In one of the previous posts, we discussed 12 mortgage lifehacks to help you pay off your mortgage faster and pay less in interest. In...

12 Mortgage life hacks. How to pay off your mortgage faster?

The life with a mortgage, oh, so much fun. The money you have to pay every month that you could have saved for retirement, the idea that...

What is title insurance? Why do you need title insurance for your property?

What is title insurance? Title insurance is a policy of insurance that provides coverage for the title-related* risks associated with...

What is mortgage default insurance? Why do I have to pay for it?

When applying for a mortgage you are bombarded with all the different insurance types. This may be overwhelming as it is not always clear...

Know your options before you get a mortgage: Mortgage repayment plans and options.

In today’s market, there are many features that lenders offer borrowers to suit their financing needs. Increasing competition among...

8 ways to buy a house with a bad credit score or no credit score.

You have been looking for your dream home; you have enough money for the downpayment and are ready to buy. Now it comes to getting the...

Fixed vs. Variable Rates for a Mortgage: Pros and Cons. When should you pick fixed or variable rate?

Since the beginning of the COVID pandemic and the troubles to economies across the world, many governments have reduced their prime rates...

Documents required for a mortgage. Documents required for refinancing.

Before approving a mortgage, the lender will want to make sure you have a stable income, a good credit score, and a downpayment. To check...

How to improve credit score? How is credit score calculated?

Credit score, along with income, employment history, and downpayment, is one of the important factors when qualifying for a mortgage....

How to qualify for a mortgage? How much mortgage can I qualify for?

A mortgage is likely the biggest personal loan that you would ever take in your life. With the huge face value of the loan that the...