Blog | MySmartRealEstate

How to use home equity. Investing home equity. 23 ways to invest or otherwise use your home equity.

Home equity is the portion of your home that you’ve paid off plus any increase in its market value over time. In other words, it is the...

Investing with your home equity. 4 ways to withdraw home equity from your property.

There are times when we all see an investment opportunity or just need a bit extra cash for personal use or to renovate our home. But, as...

Real estate investing in Canada. Best places to invest in real estate in Canada.

Real estate investing in Canada has been hot for the past few years. Both Canada and the USA dropped their interest rates due to COVID...

Documents required for a mortgage. Documents required for refinancing.

Before approving a mortgage, the lender will want to make sure you have a stable income, a good credit score, and a downpayment. To check...

How to improve credit score? How is credit score calculated?

Credit score, along with income, employment history, and downpayment, is one of the important factors when qualifying for a mortgage....

How to qualify for a mortgage? How much mortgage can I qualify for?

A mortgage is likely the biggest personal loan that you would ever take in your life. With the huge face value of the loan that the...

What is a mortgage? How does a mortgage work?

In this post, we will discuss the essence of a mortgage, its key differences vs. a regular loan, and the key components of a mortgage....

How to pay off mortgage earlier and pay less interest to a bank?

In this post, we will see discuss the mortgage components and how you can pay off the mortgage earlier using the different levers the...

What is a mortgage broker? What do mortgage brokers do?

In this post, we will discuss the following questions: What is a mortgage broker or agent? What is their role in mortgages? What do...